Type: Variable Rate Accounts Printer Friendly Version
Open a Savings Account Online
Effective Date: Tuesday, January 17, 2017
Rates Balance Dividend Rate Annual Percentage Yield
Share Savings
$25 minimum to open. $100 balance required to earn dividends.
 
$100-$4,999 0.100% 0.100%
$5,000+ 0.100% 0.100%
Advantage Checking
$25 minimum open amount. No minimum balance required to earn dividends.
 
0.050% 0.050%
Premier Checking
$25 minimum open amount. No minimum balance required to earn dividends.
 
0.050% 0.050%
Money Market Checking
$2,500 minimum open amount. Up to 6 withdrawals per month. Minimum balance of $2,500 required to avoid fee.
 
0 - $2,499 0.050% 0.050%
$2,500 - $4,999 0.050% 0.050%
$5,000 - $24,999 0.100% 0.100%
$25,000 - $49,999 0.200% 0.200%
$50,000 - $99,999 0.250% 0.250%
$100,000 + 0.300% 0.300%
Premier Money Market Savings
$25,000 minimum to open. Balances below $5,000 earn current checking account APY. Minimum balance of $5,000 required to avoid fee.
 
0 - $5,000 0.050% 0.050%
$5,000 - $24,999 0.100% 0.100%
$25,000 - $49,999 0.300% 0.300%
$50,000 - $99,999 0.349% 0.350%
$100,000-$249,999 0.349% 0.350%
$250,000 + 0.399% 0.400%
Christmas Club
$25 minimum to open. $100 balance required to earn dividends.
 
0.100% 0.100%
Add-On IRA
(contributory) $25 minimum opening deposit.
 
0.100% 0.100%
Add-On Roth IRA
(contributory) $25 minimum opening deposit.
 
0.100% 0.100%
This rate schedule states rates applicable to specified accounts and is incorporated as a part of your account agreement with FPCU.
For all accounts except term Share Certificate accounts, the Dividend Rate and Annual Percentage Yield (APY) may change every quarter as determined by the Credit Union's Board of Directors. For purpose of this disclosure, the dividend rate and annual percentage yields stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of   Effective Date: Tuesday, January 17, 2017 Fees could reduce earnings on the account. A fee may be imposed for early withdrawal of certificate funds. Please call to obtain current rate information.